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How Much Are You Over-Paying For Your Auto Insurance?

In good times, it's natural that we pay less attention to our individual expenses. But in today's uncertain times, regardless of our current situation, everybody needs to save as much money as possible.

When it comes to saving money the best place to start is with your auto insurance.

Most Americans can point to a similar list of monthly expenses, including mortgage or rent payments, auto expenses, utility bills, food & clothing etc... Many of these expenses are fixed and can't be changed and so they offer few opportunities to save any significant amounts of money. Financial experts agree, however, that the one monthly expense, where people can, with minimal effort, often find real and substantial monthly savings is auto insurance.

Auto Insurance is a necessary evil that responsible people know they can't live without. In fact, for many of us, it's a payment we make month-in and month-out, and never see the benefit of. That's OK, because the coverage has to be there if we need it - but it's also makes it all the more important that we don't over-pay.

How to make sure your Insurance Company is not getting rich off you

Fortunately, today there are online services that let consumers quickly shop for the best rates from a nationwide selection of auto insurance companies, all competing for your business. You simply enter your requirements, and instantly receive quotes from a wide range of reputable companies.

One of the most comprehensive of these services is a QuoteWizard.com. They operate a free website service that will find you the best insurance quotes from a wide network of premium insurers. The site also contains a wealth of reference information that helps you understand how different policies work and how to save the most money possible.

The fact is that auto insurance rates are constantly changing, and for certain policies rates have actually dropped significantly in the past 12 months. You can be sure, however, that your insurance company is not going to call you up and let you know their rates have dropped. But, with a minimal amount of time on a service such as QuoteWizard.com you may be able to quickly save hundreds of dollars.


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The Safest Cars for 2010

The Insurance Institute for Highway Safety measures vehicles for protection in front, side, rear crashes and rollovers.
Andrina CasonAssociate Producer
November 18, 2009
The Insurance Institute for Highway Safety is out with its 2010 Top Safety Pick Awards.

Nineteen cars and eight SUV's won this year's award, and for the first time, a good performance in a roof strength test that measures protection in a rollover is needed to win.

The test also measured protection for front, side and rear crashes.

The 27 winners in the five classes are:

LARGE CARS
Buick LaCrosse
Ford Taurus
Lincoln MKS
Volvo S80
MIDSIZE CARS
Audi A3
Chevrolet Malibu
Chrysler Sebring
Dodge Avenger
Mercedes C class
Subaru Legacy
Subaru Outback
Volkswagen Jetta
Volkswagen Passat
Volvo C30
SMALL CARS
Honda Civic
Kia Soul
Nissan Cube
Subaru Impreza
Volkswagen Golf
MIDSIZE SUV'S
Dodge Journey
Subaru Tribeca
Volvo XC60
Volvo XC90
SMALL SUV'S
Honda Element
Jeep Patriot
Subaru Forester
Volkswagen Tiguan
Toyota, the world's largest auto maker, was shut out of this year's awards.

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Least Expensive Cars to Insure

Cars That Won't Break the Bank to Insure

These 20 cars and trucks have incredibly low premiums, earning them a spot on our list of least expensive to insure. The data was compiled by Insure.com, with averages based on a 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 and a $500 deductible on collision and comprehensive.


Least Expensive Cars to Insure

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Feel you are getting ripped off by your insurance company? Afraid you aren't getting properly compensated for your loss?
Then visit our new partner: Wreck Check Car Centers!

5% of collision repaired vehicles are improperly repaired.

35% include major structural damage that may impede the safty of your vehicle.
Insure that your vehicle is returned to a safe condition and all manfacturers designed safety features will respond properly in a subsequent collision!

"REQUEST A POST REPAIR INSPECTION"

Polk Street Cruise Night 2009

Its just a strip of road, right? I must have traveled down its length hundreds of times and never given it a second thought.

Polk street is the main street that runs through downtown Amarillo a street like any other - but on this special "Cruise Night" I can't help but feel like I am visiting and old friend. The festive atmosphere, classic cars, the sights, the sounds, the pretty girls, it all comes rushing back.

"Do you know John so-in so? He goes to Tascosa doesn't he?" "Meet ya at the Pig Hip!" "Last one to Stanley's buys the cokes."

But as much as I remember "cruising" "dragging" or "scraping" Polk as a teen, I never ever saw it as alive as it is tonight. Hundreds of people line the street.

Beautiful vintage and not-so-vintage cars, trucks, motorcycles and even bicycles parade by in an endless loop of steel, metal flake paint and DVD players all playing golden oldies.

All I can say is "this is amazing" a dazzling homage to an era of teenage social interaction that was killed off a long time ago by shopping malls, cineplexes and the ever outward urban sprawl of Amarillo, away from downtown.

Way back "when dinosaurs ruled the earth" I cruised down Polk in an ugly brown Buick Electra which my friends dubbed the "big rolling turd." I didn't resent the moniker because at least I had a car they could disrespect. Most of my high school friends were "sans wheels" and it was either the "turd" or a long walk home.

But the cars cruising Polk tonight are light years beyond my old Buick and are more like moving pieces of kinetic sculpture. Idealized versions of the cars we always drooled over when we were kids, MOPARS, muscle cars, GTOs, Stangs, Vettes and Camaros.

Most have been lovingly restored, awash in metal flake and polished chrome wire wheels. A far cry from my brown Buick, that although it had two doors that I couldn't open and burned oil at a rate that would (especially now) make an oil sheik worry, I kind of miss.

Stop me before I digress any further ... Don't get me started telling Polk Street stories ...

Tonight's "Cruise on Polk " - sure brought back memories both good and bad - but now blessed with a thing called "perspective" even those memories of the bad things we did - seem tame by today's standards.

These memories of my "ill-spent" youth reminded me of who I was back then and what brought me down the long road to who I am today.

Sure sometimes we got into a little trouble (we never said we were angels) but we never landed in jail, no one ever got hurt and more importantly our shenanigans were never mean-spirited in intent.

No one went to jail for mooning a cop, pulling a prank in front of the Paramount Theatre or water-ballooning the crowd outside the Esquire.

As much fun as it was, watching the parade of heavy metal on Polk, I couldn't help but feel a touch of melancholy for the proceeding generation of teenagers who never got to cruise Polk, who never got ticketed for doing a burn-out or experienced the all-American fun we had on this short expanse of asphalt in downtown USA.

I'll never reclaim my youth - but for a few hours tonight i was young again.

Thanks Panhandle Council of Car Clubs for bringing it all back.

-Steve Douglass

Polk Street Cruise Tonight!

Just in case you wanted something to do and see this evening - it's Cruise Night and not only that its' the big Polk Street Cruise where hundreds of classic cars come into town for an annual nostalgic 1960s American Graffiti style slow ride downtown. Cars gather at 5PM at the Region 16 building on Bell & Hillside. Weather looks like it will be perfect. Great photo op!

A few from 4th of July Cruise Night ...

Spotted At Cruise Night

Link HERE.

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