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Tuesday, November 24, 2009

How Much Are You Over-Paying For Your Auto Insurance?

In good times, it's natural that we pay less attention to our individual expenses. But in today's uncertain times, regardless of our current situation, everybody needs to save as much money as possible.

When it comes to saving money the best place to start is with your auto insurance.

Most Americans can point to a similar list of monthly expenses, including mortgage or rent payments, auto expenses, utility bills, food & clothing etc... Many of these expenses are fixed and can't be changed and so they offer few opportunities to save any significant amounts of money. Financial experts agree, however, that the one monthly expense, where people can, with minimal effort, often find real and substantial monthly savings is auto insurance.

Auto Insurance is a necessary evil that responsible people know they can't live without. In fact, for many of us, it's a payment we make month-in and month-out, and never see the benefit of. That's OK, because the coverage has to be there if we need it - but it's also makes it all the more important that we don't over-pay.

How to make sure your Insurance Company is not getting rich off you

Fortunately, today there are online services that let consumers quickly shop for the best rates from a nationwide selection of auto insurance companies, all competing for your business. You simply enter your requirements, and instantly receive quotes from a wide range of reputable companies.

One of the most comprehensive of these services is a QuoteWizard.com. They operate a free website service that will find you the best insurance quotes from a wide network of premium insurers. The site also contains a wealth of reference information that helps you understand how different policies work and how to save the most money possible.

The fact is that auto insurance rates are constantly changing, and for certain policies rates have actually dropped significantly in the past 12 months. You can be sure, however, that your insurance company is not going to call you up and let you know their rates have dropped. But, with a minimal amount of time on a service such as QuoteWizard.com you may be able to quickly save hundreds of dollars.


Wednesday, November 18, 2009

The Safest Cars for 2010

The Insurance Institute for Highway Safety measures vehicles for protection in front, side, rear crashes and rollovers.
Andrina CasonAssociate Producer
November 18, 2009
The Insurance Institute for Highway Safety is out with its 2010 Top Safety Pick Awards.

Nineteen cars and eight SUV's won this year's award, and for the first time, a good performance in a roof strength test that measures protection in a rollover is needed to win.

The test also measured protection for front, side and rear crashes.

The 27 winners in the five classes are:

Buick LaCrosse
Ford Taurus
Lincoln MKS
Volvo S80
Audi A3
Chevrolet Malibu
Chrysler Sebring
Dodge Avenger
Mercedes C class
Subaru Legacy
Subaru Outback
Volkswagen Jetta
Volkswagen Passat
Volvo C30
Honda Civic
Kia Soul
Nissan Cube
Subaru Impreza
Volkswagen Golf
Dodge Journey
Subaru Tribeca
Volvo XC60
Volvo XC90
Honda Element
Jeep Patriot
Subaru Forester
Volkswagen Tiguan
Toyota, the world's largest auto maker, was shut out of this year's awards.